Housing loans.

Note that understand and appreciate the need for a home. This is the basis of life. It aims to promote and help your dream come true. In terms of comfort. And easy as you think.

Highlights of the service.
Is fundamental. Of the beginning of life.
Promote and dreams. Your true.
In terms of comfort. And easy as you think.

Qualified borrowers.
Least 20 years of age.
Occupation and income of course.

The purpose of the loan.
Land preparation for building.
Buying land and building or apartment.
Buy land and property in the building.
Land with a building of its own. Or marriage thrives.
To construct or repair buildings.
To redeem the mortgaged land. Or apartment of their own or a spouse from financial institutions.

Loan.
Not exceed 95%. 's appraised and not more than 90% of the appraised unit.
Not exceed 80%. selling price on the program, or not more than 70% of the selling price on the program. When buying a condominium.
Not exceed 100%. assessment of building structures. Or repair.

Term loan.
Up to 30 years (the age and borrowers with repayment periods not exceeding 65 years).

Interest rate
By the Bank.

Secured loans.
Land / land and building / apartment.

The evidence used to obtain the loan. Documentation of borrowers.
Copy of ID card of the borrower and spouse.
A copy of the marriage certificate. Or copies certified copy of a divorce or death certificate of spouse.
Copy of borrowers and their spouses.

Case / Employees / Employee Company.
Salary certificate of borrowers and their spouses.
Salary slip / income tax form.
A deposit account at least 6 months.
A copy of the bank statement (if any).
If there is other income. Attached to the evidence.

The self-employed.
Copy of trade registration / certification or registration / roster shareholders.
Statement on current account. Or a deposit account at least 6 months.
Financial statements.
Other documents that show the source of income.

Collateral documents.
Nor Sor 3 Kor title deed copy or copies of condominium ownership. (Copy all the same size).
Contact with the SEC.
A copy of the purchase and sale agreement. Receipt of payment.
Card. Registration and vendors. (In case of buying an old house).
Appraised value of the property (if any).
Other documents necessary for the loan.

The building. Or repair.
A copy of the title deeds of their spouse.
Map collateral.
Plan or list of building repairs / estimates to repair.
A copy of the building permit. Or a permit to repair the building.
A copy of the construction contract. Or a copy of the contract to repair the building.
Card. And a copy of the contractor.

Redeem the mortgage.
Copy of deed / title to the unit.
Map collateral.
A copy of the loan agreement. And mortgage contracts and agreements to the end.
Certificates outstanding loan balance.
Bill payment last month.
Statement Installment 1 year.

Download application form for housing loans.